In Blog, Insurance, Travel

Do I Need Travel insurance to Climb Kilimanjaro?

leg in a cast

Travel insurance is mandatory to climb Kilimanjaro with Peak Planet. The reason we require insurance is so that our clients are protected from unexpected events or costs that may arise before, during or after your trip. Though no one plans to cancel a trip when it is booked, things do happen that force a person to reconsider their travel. Sometimes things arise while clients are traveling.

Below are examples of things that can happen.

  • Loss of employment
  • Missed, delayed, and canceled flights
  • Lost or delayed luggage
  • Illness or injury, before or during your trip
  • Death in the family
  • Pregnancy
  • Civil unrest
  • War
  • Terrorism
  • Epidemic
  • Forces of nature
  • Government policy change

What Does Travel Insurance Cover?

Trip Cancellation and Interruption

Travel insurance covers expenses if you need to cancel your trip for a covered reason. Expenses include climb costs, safari costs, Zanzibar trips, and all other costs related to hotel rooms, transportation, etc. Covered reasons to cancel your trip usually include:

  • Sickness, injury, or death of you, a family member, or a traveling companion
  • Natural disaster damages your destination or cancels your flight
  • Laid off from work or required to work
  • Terrorist incident in your destination city

Lost, Stolen or Delayed Baggage

This component of travel insurance reimburses you for lost, stolen, or damaged baggage and personal effects, including carry-on bags, passports and other belongings. Lost baggage includes events like losing your luggage between your cab ride and the airport, between connections, or even at the destination hotel. Most policies also pay claims for baggage delays, so that travelers can replace items they need immediately when they arrive at their destination.

Emergency Evacuation and Medical

What Should I Look for in Travel Insurance?

Travel insurance should cover high-altitude trekking up to 6,000 meters, medical and repatriation costs, and trip cancellation. We will verify that you have the appropriate insurance prior to the climb. You will be required to show proof of insurance. Please bring a photocopy of your policy to the trip briefing. You will also have to fill out this insurance form: https://peakplanet.com/travel-insurance-form/

No refunds are given for clients turned away due to failure to obtain the proper coverage.

What Travel Insurance Companies Do You Recommend?

In light of the coronavirus pandemic, we recommend obtaining the Preferred Plan which has an upgrade that allows cancellation for any reason.

Travel Guard
We recommend Travel Guard for travel insurance. The Plan that covers your Kilimanjaro climb is the Travel Guard’s Essential Insurance Plan. In some states, like New York and Colorado, the plan is called the Essential Expanded Plan. In other states, it is referred to as the Silver Plan. Travel Guard is only available to U.S. residents. When filling out the Trip Insurance form for the claims email address put: claimsdoc@aig.com

World Nomads
If you are not a United States citizen, we recommend World Nomad’s Explorer Policy. World Nomads provides insurance for many countries including the USA and most of Europe.

What are the Passport Requirements?

We require a digital copy of your passport on file in case of an evacuation off the mountain. For example, if you, need to be evacuated to Nairobi then we need to provide the authorities with a scanned copy of your passport. That way they can authorize us to move you without doing the immigration procedures.

Prior to your climb, we pre-register your information with Kilimanjaro Search and Rescue, which conducts helicopter evacuations. This includes your birth date and passport number. This greatly speeds up the process of evacuation if it is needed.

Additionally, Kilimanjaro National Park now requires a passport number to purchase park permits.

Furthermore, in Tanzania, every hotel will make a copy of your passport as required by law.

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