Do I Need Travel Insurance to Climb Kilimanjaro?

Do I Need Travel insurance to Climb Kilimanjaro?

Travel insurance is mandatory to climb Kilimanjaro with Peak Planet.

The reason we require insurance is so that our clients are protected from unexpected events or costs that may arise before, during or after your trip.

What Does Travel Insurance Cover?

Trip Cancellation and Interruption

Though no one plans to cancel a trip when it is booked, things do happen that force a person to reconsider their travel. Sometimes things arise while clients are traveling.

Travel insurance covers expenses if you need to cancel your trip for a covered reason. This includes climb costs, safari costs, Zanzibar trips, and all other costs related to hotel rooms, transportation, etc. Some policies have an add-on option where you can cancel for any reason.

Lost, Stolen or Delayed Baggage

This component of travel insurance reimburses you for lost, stolen, or damaged baggage and personal effects, including carry-on bags, passports and other belongings. Lost baggage includes events like losing your luggage between your cab ride and the airport, between connections, or even at the destination hotel. Most policies also pay claims for baggage delays, so that travelers can replace items they need immediately when they arrive at their destination.

Emergency Evacuation and Medical

If you get sick or suffer an injury while traveling, emergency medical coverage can cover thousands of dollars in unexpected charges. Emergency medical evacuation coverage will provide transportation to the nearest adequate hospital if necessary. The cost of a medical evacuation could easily be tens of thousands of dollars. This also typically covers repatriation.

Kilimanjaro Search & Rescue

We carry an emergency evacuation policy for helicopter evacuation services for Mount Kilimanjaro. This service is only available to clients with valid travel insurance and is secondary to your travel insurance.

What Should I Look for in Travel Insurance?

What Travel Insurance Companies Cover Kilimanjaro?

There are many travel insurance policies that cover climbing Mount Kilimanjaro.  Please be sure to ready the policy details to ensure that it is not an excluded activity.  You may also need to reffer to the policy definitions.

The main choice of our clients for travel insurance is Travel Guard’s Essential Insurance Plan. Note that Travel Guard is only available to U.S. residents.

If you are outside the United States, World Nomads Explorer Plan is a popular option with our clients as most of their policies include hiking Mt. Kilimanjaro.

If you choose an alternative travel insurance policy, please be sure that it covers trekking up to 6,000 meters.

Travel Guard Essential Plan

The Essential plan will protect you against trip interruption, trip cancellation, delays and unforeseeable expenses, such as lost, stolen and damaged baggage; medical expenses and emergency medical evacuation.

Brief Description of Coverage. Coverage may not be available in all states.
For questions regarding coverage, services or to file a claim please click here.

• 100% Trip Cost Trip Cancellation & Trip Interruption. Reimburses nonrefundable, unused payments or deposits if you must cancel or interrupt your trip due to an illness, injury, or death of you, a family member, traveling companion or business partner or other covered reasons.
• $500 Trip Interruption-Return Air Only. Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions due to one of the Unforeseen events shown in the Trip Interruption section.
• $500 Trip Delay. Reimburses up to $100 per day for reasonable additional expenses until travel becomes possible if your trip is delayed for more than 12 hours due to covered reasons.
• $750 Baggage & Personal Effects ($50 Deductible). Reimburses you if your luggage is lost, damaged, or stolen while on your trip.
• $200 Baggage Delay. Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 24 hours.
• $15,000 Accident Sickness Medical Expense ($50 Deductible). Pays for medical expenses incurred while on a trip.
• $150,000 Emergency Evacuation & Repatriation of Remains. Covers evacuation expenses as directed by a physician to the nearest adequate medical facility or home in the event of death or if medically required.

Extra Coverages

(when coverage is purchased within 15 days of Initial Trip Payment)

• Pre-Existing Medical Condition Exclusion Waiver. (Limitations apply)
• Trip Cancellation and Interruption coverage due to Financial Default of an airline, cruise line, or tour operator. (Financial default is not covered for all suppliers. Please visit www.travelguard.com/customerservice/alertlist/ for details.)
• $25,000 Accidental Death & Dismemberment Common Carrier Air Only.

Optional Coverage*

The following will be included if elected and appropriate costs have been paid.

• Emergency Evacuation Upgrade. Evacuation benefit limit will double.
• Accidental Death & Dismemberment Common Carrier Air Only. Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter. Amount selected from the minimum of $100,000 up to a maximum of $500,000
• Car Rental Collision Coverage. $35,000 in primary coverage, subject to a $250 deductible. Covers physical damage to a rental car for which the car rental contract would hold you responsible. (Coverage is not available to residents of Kansas or Texas.)

* Optional coverages cannot be purchased separately and may vary by state.

Assistance Services

• Travel Medical Assistance** A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.
• Worldwide Travel Assistance** Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing a lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.
• LiveTravel® Emergency Services** Dedicated LiveTravel® counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more.
• Concierge Service** Whatever you need, whenever, or wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more. If you need it, we’ll find it for you.
• Personal Security Assistance. Assistance to help maintain personal safety and personal information while traveling. Services include evacuation assistance, 24/7 access to security and safety advisories and more.
  To enroll in the Essential Plan, pay the plan cost at any time up until 24 hours prior to departure.

** Non-insurance services are provided by Travel Guard.

World Nomads Explorer Plan

Please note that in general World Nomads requires the traveler to pay any additional costs out of pocket and then apply for reimbursement.  Please take this into consideration when purchasing a policy as you may need to have funds readily available in an emergency situation.

Coverage limits can be different depending on a variety of factors.  You can get a free quote which will outline the coverage limits in detail here.  As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

Other Insurance

The above insurance companies will not cover all locations. If that is the case, you can check some of the following:

• Allianz
• Travel Insurance.com
• Travelex
• RoamRight
• InsureMyTrip
• Generali
• RipCord
• Global Rescue

Please note: We have not worked with these companies, and cannot guarantee they will offer trekking up to 6,000 meters.